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Showing posts with label Covid. Show all posts
Showing posts with label Covid. Show all posts

New Corona Covid - Omicron

New Corona Covid - Omicron

-Dr. Lalit Kumar Setia

Why Omicron is new Corona? 

The South Africa variant Omicron started creating a challenge in front of the world and the World Health Organization is making efforts to study the impact of this virus. Some experts recommended that this variant is more dangerous than the Delta variant of Corona however, the research is still going on however the cases of this new variant are being detected. 

On 11th January, 2022 this Omicron variant had become a threat for whole world. In UK, the cases were jumped 52% in a single week. The Covid 19 Omicron cases were increasing, the WHO analysis stated that the cases were becoming double in just 1.5 to 2 days in the areas notified as community transmission of Omicron variant. The research was done to check whether the virus is able to evade immunity or  increasing with its inherent transmissibility or both. In India also, Omicron cases were started to be detected in lacs of people. But the Covid vaccination and Covid-19 appropriate behaviour managed everything to avoid the third wave of Covid-19 in India.  

The Chief Ministers of Bihar, Karnataka, Delhi, Haryana, Rajasthan, etc. had been detected as infected from Corona; everyone made himself isolated so that others not became infected due to their infection. The states declared restrictions to contain Omicron and Delta variants.


Corona Covid Omicron

A concern of Interest – Omicron

The corona affected the whole world for the last 3 years, in the initial stage, Covid-19 first infections were not spreading faster. However, the world was not much aware of keeping social distancing and use of masks, that is why it took time to tackle the cases. But in its variants i.e. Alpha, Beta, Gamma, and Delta variant; most of the countries used vaccination to prevent the infections, but the variant affected most of the people which were not vaccinated. 

The next variant Omicron declared as a serious concern of interest however some experts had already conveyed it as a  lighter variant than the earlier variants and they claimed that the vaccinations had developed the necessary immunity to fight with the Omicron. Some experts were claiming that it as a serious concern with the thought that the people with vaccination can also be easily affected by Omicron. Both types of experts were right however, the vaccination and Covid-19 appropriate behaviour worked successfully in India. 

New York Declared Emergency

Without having a study of the virus, Omicron was neither declared light nor heavily dangerous. However, most of the countries around the world imposed restrictions on travelers, keeping in view that the earlier two variants had transmitted from one person to another and Omicron was also a variant of Corona therefore the restrictions were imposed. New York declared a state of emergency due to Omicron and had also banned travel to South Africa.

Panic was observed as countries were banning travel to Africa

For almost 2 years prior to Omicron (December 2021), the countries had opened the international flights but the Omicron variant made the countries to ban the travel to Africa and this idea worked successfully. The European Union, New York, India, etc. postponed their decisions to open the international flights. In December 2021, more than 50000 cases of Omicron had been detected around the world. 

However, the countries were monitoring the cases and matters very seriously because the Delta variant had already found more dangerous than its earlier variants Alpha, Beta, and Gamma. Omicron was expected as more dangerous than the Delta variant.

The new infections of Corona were tested around the world for detecting Omicron and in many countries, cases had been found such as in Hong Kong and Botswana, cases were found after South Africa. Thereafter, cases were found in Belgium, Germany, the Czech Republic, Israel, Britain, etc. 

Panic in Stock Markets was also visible

During the first two variants, the stock market fell due to a lack of business activities as most of the countries had taken the decision of lockdown. The Alpha variant was detected in England and the Beta variant was detected in South Africa. 

Brazil observed the Gamma variant and thereafter the Delta variant in India. With the happening, it was clear that Corona had not stopped and the genomic structure of the virus is changing as per the nature of the virus. After Omicron, it is expected that it will again come in a different form soon after July 2022.

Will the world invent medicine to fight Corona?

There is vaccination of many diseases in medical science and most of the vaccination is successful also. The Covid-19 is declared a pandemic and medical science is trying to find out the solutions, the vaccination on basis of boosting immunity protected the world from worse impacts of Alpha, Beta, Gamma, Delta, and Omicron variants of Corona virus. 

In case of epidemics earlier on the earth such as plague, cholera, polio, AIDS, etc; the treatments are available as of today. In the initial stages of these epidemics, the diseases were new and medicines were not available but with the passing of time, medical science not only invested in the medicines but also cured the diseases. Medical science is most trusted around the world due to such successes.  

It will be too early to say whether medical science is going to invent the medicine and treatment for this Corona soon. But it is very much possible and the countries are constantly working upon it. Till the time medicine is not invented, precautions are the best means to prevent it.

Covid Omicron In Mumbai Maharashtra India

The keeping of physical distance of two yards and wearing of the mask; considered as the best protocol to prevent the Corona in India and people were sensitised to not adopt carelessness in implementing the protocol. The doctors were recommended to keep the protocol followed even after vaccination.

Thousands of cases of Omicron had been reported in Maharashtra India. Section 144 of the Code of Criminal Procedure had also been imposed to prohibit rush in the metro cities such as Mumbai, Delhi, Kolkata, and Chennai. As the cases were increasing slowly slowly, initially it was expected that Omicron is lighter but it also impacted a lot however restrictions travelling the long distances worked in preventing the Omicron. 

What was new in Omicron than Delta as per Doctors:

A London doctor had warned that rashes had been observed as a symptom of Omicron variant of Corona, in the children. However, these symptoms had not been found in the adults. Apart from this, problems like fatigue, headache and loss of appetite, etc. were also identified as symptoms, the rashes was one of major symptom and this symptom was either on body joints or on palms and below the feet. The main symptoms of corona i.e. cough, high fever and loss of taste and smell, were not visible in Omicron.  

However, it was observed that within 48 hours, a person affected from Omicron variant noticed the following symptoms - runny nose, prickling throat, headache, fatigue and sneezing apart from lower back pain, muscle pain and night sweats.  

Status of Covid Omicron in India 

The cases of corona virus and its new variant Omicron initially had gained momentum in the country but then the cases be controlled. In Delhi, according to the Graded Response Action Plan (GRAP) of Delhi Disaster Management Authority (DDMA), when the positivity rate had become more than 5 percent for two consecutive days, then a red alert i.e. total curfew was imposed. The DDMA had announced 'Yellow Alert'. The Delhi government had also imposed weekend curfew in the state after issuing yellow alert. There was a ban on leaving the house without any reason. Along with this, work from home of government employees was also used to contain the Omicron. All theaters and gyms in Delhi had been closed under the Yellow Alert.

In Mumbai, thousands of new cases of corona had stirred up. The Mumbai Mayor Kishori Pednekar decided that as the daily COVID-19 cases increased, a lockdown be imposed in the city as per the norms of the central government. He had also suggested to wear a triple-layer mask while traveling in public transport buses and local trains and also appealed to the people to get vaccinated at the earliest and follow all the COVID-19-related Standard Operating Procedures (SOPs).

The Corona in Kolkata had also given dangerous signs because hundreds of doctors and policemen in three different hospitals of the city had been found Corona positive.  Thousands of cases were found active in the state. The Chief Minister Mamta Banerjee ordered to close all the schools, colleges and universities in the state. 50 percent attendance had been implemented in private and government offices.

In West Bengal, swimming pools, spas, beauty parlors, cinema halls, tourist spots were closed in December 2021 and January 2022 and 50% people had been ensured to enter shopping malls. At the same time, local trains and metro were also directed to run with 50 percent capacity.

In Uttar Pradesh, significant cases of Corona positive people were detected. Hundreds of new cases of corona and also of the new variant Omicron had also been reported in the state.  The government had imposed the same restrictions as in Delhi and Mumbai.

*Copyright © 2021 Dr. Lalit Kumar. A few rights reserved. Use this information in the public interest.

This content is written by Dr. Lalit Kumar Setia; a renowned author and trainer. He completed his Doctorate in Commerce from Kurukshetra University Kurukshetra and MBA in Information Technology from GJU, Hisar. He also wrote two books, 15 research papers, and organized more than 200 Training Courses during his working period since 2006 in Haryana Institute of Public Administration, Gurugram. The article was published on 2nd December 2021 and last updated on 15th February 2022. The writer can be contacted on lalitkumarsetia@gmail.com 

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Impact of Viruses and Lessons Learnt

Impact of Viruses and Lessons Learnt

-Dr. Lalit Kumar Setia
Disclaimer: The purpose of this article is just to spread awareness about health issues. No content is written to harm others. It is a must to consult doctors and medical experts before adopting any advice-driven from this article.

Ideas for post Covid recovery of Indian Economy

Ideas for post Covid recovery of Indian Economy

The seven points agenda for recovery of Indian Economy after Corona period, is working well. The Indian citizens who love nation are committed to use these seven formula to put the economy again in double digit economic growth.

Vaccination to cure Corona Covid-19:

The countries around the world used vaccination to stop the Covid and covid variants. However, it was observed that the rich countries ordered more vaccines than their requirement to face the pandemic.  

The vaccination is proved as a boon to safeguard from the viruses, however the threats are still there about the long term use of vaccine to safeguard from the Corona virus.

Rich Countries ordered More Vaccines

While the poor countries faced dire shortages of the vaccines. But experts advised not to forget that even if the pandemic stays in poor countries, it is adverse for all countries in long run. Therefore, there is a need to spend more on medical research especially to fight against the Covid variants. The Delta and Omicron variants of Corona affected more adversely than its earlier Alpha, Beta, Gamma variants. 

Those who followed the SoP for preventing Covid remained successful by just washing hands and using Sensitizer in these five rounds of mutation, however, the virus is expected to spread again and again, even today. The history tells the viruses are not dead instead they become inactive for few years and again reactive for the destruction to the mankind. 

Whether Covid Vaccine are permanent Solution or not

The vaccination campaign around the world safeguarded human beings from Covid-19 and its Variants. However, the persons who had been vaccinated, also be affected by Covid after the Vaccination. The overall protection was the immunity level of the body. The vaccine also tried to boost immunity.

 Covid Vaccine and its impact

In such circumstances, the suspense was not ended on how to safeguard from not being affected by Covid. How to stay safe, is still a question mark and the world is witnessing the third wave of the Covid-19. It is a must to understand the pandemic, the reasons behind it, and how to safeguard:

What to do if someone in the Family is infected from Covid Corona?

Precautions by WHO
The WHO issued the above-mentioned precautions.

Do you know?

At a restaurant, you should wash your hands after ordering. The menu is generally the dirtiest thing you can touch! It means each minor step, a person is taking, needs to be a thing again whether it is an invitation to a non-hygenic environment or not. 

Precautions by Health Department
As per the history book, there had been a lot of pandemics happening in the world before the COVID-19, it explained that the Antonine Plague came in 165 AD and killed over 5 million people at that time. Thereafter the Bubonic Plague killed 25 million people in 541 AD and over 100 million people from 1346 to 1353 AD. In the 19th Century, from 1852 to 1860 nearly 1 million people were killed with Cholera, and the same again killed over 8 Lacs from 1910 to 1911. Even Flu which spread due to Influenza killed over 1 million from 1889 to 1890, over 20 million in 1918, over 2 million from 1956 to 1958, and over 1 million in the year 1968. From 2005 to 2012, HIV- AIDS killed over 36 million people, and now the COVID-19 of the year 2019, affected crores of people around the world.

Omicron - New Variant of Concern

In November 2021, the cases of one new variant of Corona virus identified and it is given the name 'Omicron'. It is third variant of Corona Virus. The Covid-19 followed by Delta Variant affected the world and be cause of deaths during 2019 to 2021 and in the year 2022, it is expected that Omicron will be the new threat. The medical science is doing research and it is less tracible as on today. 

Viruses:

Just for the sake of humor, I would recall the scene of the 3 idiots movie in which a student named his teacher "Virus" by looking at his nature to affect others and change the philosophy for making successful by ensuring excess than required discipline. Excess of everything leads to some crisis. The attack of deadly coronavirus is due to the excessive dependence of humankind upon non-vegetarian food without knowing the drawbacks of what they are eating. The deadly coronavirus (COVID-19) as per the findings became viral due to eating bats which are a host of various categories of viruses. Each virus requires its own treatment in allopathy and experiments are required to find out the anti-dot of the same. Just a few times back, there was an attack of the deadly Nipah Virus.

The National Institute of Epidemiology (NIE) worked to provide training to the doctors and health workers for dealing with the cases of dangerous viruses including the Nipah virus. The N95 and three-layer masks are used to prevent the disease from being viral. The viruses are active particularly due to a lack of immunity and the viruses target the weak persons first. New research by Australia's Griffith University found Cancer, Chronic Kidney Disease, Diabetes, and Hypertension; the four main comorbidities leading to deaths from Covid-19. The research took a sample of 3,75,859 persons from 14 countries to find out the common medical problems in the patients affected from the Covid-19. Persons with hypertension and diabetes are found at higher risks to be affected by the viruses.

The target of Viruses:

Human bodies are usually targeted by viruses, bacteria, and parasites. Unfortunately, everyone is not aware of such infections and usually becomes targeted. Thereafter a lot of medicines are required to cure the diseases that originated from the infections. On 31st December 2018, The Hindu newspaper reported that “a 19-year old donor, whose HIV-infected blood was transfused to a pregnant woman from Virudunagar district, died at the Government Rajaji Hospital (GRH)”. It happened because the staff at the hospital’s blood bank failed to identify the HIV and Hepatitis B infections in his blood. It is a must to understand the viruses, bacteria, and parasites so that everyone can take care and stay healthy forever. In this article, we will understand each point in very simple terminology.

What is a virus?

In science, we studied that viruses are not visible to human eyes and the microscope is used to see the viruses. The viruses have no cells and they depend upon host cells to survive. Till the time, host cells are not in touch with the viruses, they stay inactive and after the contact of host living cells, they become active and start to reproduce themselves.

Whenever a disease that is spread by viruses is diagnosed, the first thing, the doctor recommends i.e. clinical test to check whether there is an infection by a certain virus or not. Various types of fevers are diagnosed by checking the presence of viruses. Other diseases like smallpox, polio, NIV, HIV, etc.; are originated from certain types of viruses. It is a must to understand how to stay far from such infections.

How does a virus infect?

Due to life without cells, a virus in itself cannot be considered a living thing. A virus cannot multiply and reproduce until having contact or touch with a living thing. For example, a virus identified in pig farmers in 1999, later it is found that it had been originated from pigs affected with mild disease. Out of 300 people, 100 died due to such infection. The investigation found that the pigs were affected by Nipah Virus (NIV). Similarly, other viruses, infect humans through transmission from animals or other living things.

Later on, it is found that the pigs in the case of NiV were the intermediate host to carry the virus and the origin of the NIV was infected fruit-bats. The NIV infection can be prevented only by staying far from the infected living things. The farmers died due to infection from the sick pigs. The pigs were the intermediate hosts and the fruit bats were the natural hosts of the NIV.

Nipah Virus (NiV) in Kerala, India:

Recently, in 2018, three persons died due to infection of NiV in Kerala. In this case, the persons have taken water from a wall in which a fruit-bat died. The water was contaminated due to sick fruit bat affected by NIV. The virus could affect more people but it was controlled.

In the case of NiV infection, fever and vomiting with nausea are usually noticed in a patient. The first thing to prevent the virus from being spread is adopting healthcare precautions including avoiding the touch or contact of NiV affected persons, wearing masks and gloves, etc. As per the report of the World Health Organization (WHO), the Nipah Virus is emerging as a new epidemic and it is a must to understand this new virus and stay protected. The natural host for NiV is fruit-bats.

 Nipah Virus in Kerala

Why natural hosts do not die from infection?

For most of the viruses, there are natural hosts who carry the viruses. For example, in the case of NiV, the fruit bats are natural hosts. In the case of HIV, the natural host is Gorilla. It is interesting to know the origin of HIV; which is the main cause of the Acquired Immune Deficiency Syndrome (AIDS). In 1981, HIV-1 was identified in wild-living chimpanzees and gorillas in west Africa. Even today, HIV infection is common in the people of West Africa. The people having contact with chimpanzees in Africa suffered from this virus and then the virus is spread further to other people.

Hepatitis Virus:

There are five types of Hepatitis Viruses i.e. A, B, C, D, and E. The Hepatitis A virus is transmitted through the oral route and Hepatitis B, C, and D are transmitted through the blood or semen of the infected person. The Hepatitis E virus is transmitted from the dirty water supply, which is contaminated.

What is Zoonosis?

 The virus and bacteria are transmitted through contact with infected humans and animals. The disease which is suffered from such infections of viruses is known as Zoonosis.

Bacteria and Parasite:

Like viruses, bacteria are also seen only by using a microscope. These are formed of a single cell. However, the bacteria may also be beneficial and help in improving digestion. The parasite is multi-cell bacteria and they are dependent upon the natural host for their survival. The tapeworms, protozoa are examples of parasites. Bacteria and Parasites both negatively impact the host cells and spread their infection. The diseases like cholera, smallpox are spread with the help of parasites.

Ways of transmission of viral diseases:

There are three ways i.e. through viruses, through bacteria, and through parasites.

(i) Transmission through virus:

In the case of diseases transmitted through viruses, the virus can sustain inactive for a long term and be activated whenever they gain contact with a living organism generally animals and birds. Thereafter, they became activated and transmitted diseases such as HIV, NiV, etc. These diseases are sometimes very dangerous and incurable. With fast transmission from human to human, the disease took the form of an epidemic. The best way to prevent such diseases is to avoid touch and physical contact with animals, birds, and other human beings. It is also a must to be pure vegetarian and eat fresh fruit and vegetables only.

(ii) Transmission through Bacteria:

The bacteria are found everywhere and sometimes beneficial and sometimes harmful. The bacteria also transmit diseases and they can also be originated inside the body. For example, various types of T.B. is originated from bacteria and are also transmitted through bacteria. The plague is also transmitted through bacteria carried by the mice.

(iii) Transmission through parasite:

The parasite cannot survive without the support of host living organisms and the host living organisms transmit the parasite from one to another. The worms inside the human body depend upon the food taken by the person and affect negatively by decreasing the immunity power. Such worms are parasites which are originated due to many reasons including intake of low-quality food. Similarly, the nits and lice usually stay on the scalp of the head and do not drift out of hair. They took blood from the human body and in case, they are taken from the head and thrown away, cannot survive for more time. They are also a parasite, negatively affects the human body. Ringworms, bedbugs, pinworms, etc. are the types of parasites.

Value of Good Health during Pandemic

Every one of us realized the value of good health during the pandemic of Covid-19. The eating of junk food and drinking of cold refrigerator water automatically stopped in the homes, cafes, and hotels. The inhaling of steam and drinking hot water, improved the health of people to fight the Covid-19 virus. Each item is selected carefully in the food so that the immunity boosts further.

Value of positive thoughts during Pandemic

 Not only the Government, even the personalities, film stars, news channels, etc. started to share video clips to stay positive and how can we fight the virus by keeping hands clean and wearing masks. The Yoga and Meditation exercises were adopted suddenly by most of the people who were not believing in such practices. The positive thoughts on social media platforms, infuse energy to fight the pandemic.

Resilience

The schools and colleges were closed during the pandemic period, an entire lockdown was announced in India and each person followed the advisories. Instead of too many constraints in living smooth life, everyone compromised with the free lifestyle. Even most people come ahead with creative solutions to overcome the difficulties of life. Students started to learn online and schools also adopted a pattern to teach online which was never thought of a few years back. The examinations are conducted in the online form without physical proximity and the students made full cooperation in it. The technology uses improved to a great extent and Zoom application offered free of cost. Instead of too many cases of covid-19 positive in nearby locations, everyone stayed firm to remain positive.

Appreciation to people doing welfare activities

During pandemic times, the people who were involved in welfare activities to prevent Covid-19 were called Corona Warriors and appreciated by each citizen, government, and even expressed with words thanking on the social media platforms. The first time, when the Covid-19 outbreak happened nobody was aware of how dangerous it is. But everyone kept working to fight its symptoms and also help others to follow the guidelines of the Government. The cleaning of homes, especially cooking vegetables, sweeping of roads, picking up garbage, almost everything becomes fast in a way to restrict Covid-19 to impact upon more lives. Everyone became conscious to look after the health and comfort of life.

Rich people realized the value of Poor people

In industrial cities, the laborers started to leave the cities for saving their life and suddenly the Government and people of industrial cities tried to stop them to go from there. It is realized that the poor people who belong to labor categories are the foundation on which the economic prosperity and quality of life depend. 

Life is full of happiness and sorrows, the more we learn to tolerate the both, maturity comes in the actions. It's must to learn lessons from the viruses as well.

 *Copyright © 2021 Dr. Lalit Kumar. All rights reserved.

This content was written by Dr. Lalit Kumar Setia; a renowned author and trainer. He completed his Doctorate in Commerce from Kurukshetra University Kurukshetra and MBA in Information Technology from GJU, Hisar. He also wrote two books, 15 research papers, and organized more than 200 Training Courses during his working period since 2006 in Haryana Institute of Public Administration, Gurugram. The article was published on 1st November 2021 and last updated on 1st November 2021. The writer can be contacted on lalitkumarsetia@gmail.com 

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Facts Behind Covid

Facts behind Covid

The universe is full of living creatures and Viruses are also part of it. Though the viruses can be inactive after having a suitable environment, they start living by affecting the other living creatures. The Covid virus may be the same but the interesting fact is that it affected the whole world, locations with different temperatures, different atmospheres, and different categories of living creatures.

Facts Behind Covid-19

How to believe that it is natural. The researchers and scientists also agreed that a natural virus grows with a certain climate and environment suitable for its growth. 

Whether the Covid can be a man-made Virus?

The experiments are usually done for learning upon the viruses but that is also with natural viruses. The biological creation of a virus is still a question, the scientists have not succeeded in formulating the blood to date.

People suffering from diseases and victims of accidents rely upon the donated blood for survival. What it means, the science still not be successful in formulating blood. 

Those who come in touch with the Covid virus may not be alive because it was too harmful to affect Human Beings. As it travels through the human body, its strength decreased however with a touch of different environments, it learned to survive and formulated its variants. 

After a change in its nature, it started to take energy from the natural atmosphere and with each variant, it is growing by being the cause of more deaths in humankind. 

Future of Mankind due to Viruses

The future of mankind with regards to viruses is uncertain, as new variants may emerge that could be more infectious, more lethal, or more resistant to existing vaccines and treatments. However, it is important to note that viruses have been a part of human history for thousands of years, and humans have developed a range of strategies to deal with them.

One of the key strategies for dealing with viruses is prevention. This includes measures such as vaccination, hand washing, and social distancing, which can help to reduce the spread of the virus and minimize its impact. In the case of new and emerging viruses, it is important to invest in research and development of new vaccines and treatments, as well as surveillance systems that can detect new outbreaks early on.

Another important strategy is treatment. For those who do become infected with a virus, it is important to have effective treatments available that can help to reduce the severity of the illness and prevent complications. This includes antiviral drugs and supportive care, such as oxygen therapy and respiratory support.

Finally, it is important to understand the origins of viruses and how they spread in order to develop effective strategies for prevention and control. This includes understanding the animal reservoirs of viruses, as well as the environmental and social factors that contribute to their transmission.

In summary, while the future of mankind with regards to viruses is uncertain, it is important to continue to invest in research and development of new vaccines and treatments, as well as prevention and control strategies that can help to minimize the impact of new and emerging viruses. By understanding the origins of viruses and how they spread, we can develop effective strategies to protect ourselves and future generations.

New Challenges for Employees During Covid

 New Challenges for Employees During Covid

-Dr. Lalit Kumar

New Challenges for Employees during Covid

Expenses Up and Incomes Down:

The Covid-19 is making the life of middle class citizens critical. Those who are doing business are facing slowdown in business and those who are serving companies are facing cut in the salaries or retrenchment in the company making them to leave the job. In all countries, developed and developing nations, the unemployment is emerging as a prime economic problem of the nations. The expenses over medical services, emergency expenses; reduced the savings and investments of the citizens and their incomes also reduced significantly.

Non-availability of Loans or Credit at cheaper rates:

The slowdown in economy leads to cash crunch even in the financial institutions and there is non-availability of loans or credit at cheaper rates. In other words, the rate of interest on loans or credit have increased significantly. The employers or companies are not offering loans to the employees as there is scarcity of cash in the companies. The financial institutions are taking advantage of such scarcity and giving loans at higher rates of interest.

Online or Virtual Job Opportunities increased the competition among Employees:

The remote working patterns in the companies and businesses increased the competition and now there are more number of individuals available to work from remote areas. There is challenge to sustain the existing jobs as the companies are recruiting talented people who can work from remote areas as well. Due to such availability of the people, the existing pay packages are not increasing and the companies are cutting the salaries. As there is lack of employment, the employees are not going against the companies due to fear of losing the job.

Need of Budgeting and Financial Planning

Everyone requires to do proper planning to manage the monetary resources. There are problems in increasing the revenues, therefore, it is required to cut the expenses by taking advantages of discount in purchasing goods, postponing the purchase of fixed assets and unusable expenses. It is required to keep sufficient amount of cash in hand, to take the advantages of offers whenever available in the market due to cash crunch. Further, to stay fit and reduce the expenses over medical facilities, it is must to adopt Yoga and Meditation in life.

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